Cover checks or other charges that exceed your account balance with a pre-approved, revolving line of credit.
- Establish your personal credit limit (typically ranging from $500 - $5,000) based on your income, financial obligations, and credit history.
- Access Ready Reserve funds through automatic deposits to your checking account in $300 increments as needed or when you initiate a request for funds.
- Receive notice by mail when an advance occurs. All Ready Reserve Transactions appear on your monthly account statement.
- Ready Reserve advances are repaid through automatic monthly payments from your checking account on the day following your statement cycle.