What is your most valuable asset? Most people, when asked this question, think about their home or their car. The truth is your most valuable asset is your ability to earn a living. Think about it - you're a 30 year old, making $25,000 per year and you plan to work until age 65; assuming a 5% salary increase each year, by the time you retire you will have made $2,258,000!
The interesting (or scary) fact is that almost everyone insures their home and their automobiles, but statistics show that 40% of U.S. workers lack income replacement protection. And 48% of all home foreclosures are due to serious medical problems. Nearly half of the one million Americans who filed for bankruptcy protection in 1999 did so after being sidelined by an unexpected illness or injury. Plus, nearly 1 in 5 Americans will become disabled for one year or more before reaching the age of 65.
Don't let this happen to you and your family. Consider acquiring disability income protection today.
