Personal Banking

Interest Rates

Annual Percentage Yield (APY) effective as of September 23, 2014

(Interest rates are subject to change daily)
Annual Percentage Yield (APY)
Checking and Savings Rates2 
Rewards Checking1 
Rewards rate on balances up to $15,0001.51%
Rewards rate on balances over $15,0000.35%
Standard rate if monthly use requirements not met0.05%
Interest Checking and 60 Plus0.01%
New Horizons Checking0.01%
Eastwood Bank Savings0.05%
New Horizons Savings0.05%
Money Market Account 
Under $2,5000.01%
$2,500 - $10,0000.05%
$10,000 - $25,0000.10%
$25,000 - $100,0000.15%
Over $100,0000.20%
Elite Money Market Account 
$25,000 - and over0.31%
Under $25,0000.01%
CD Special Rates3 
11 Month Special 
$5,000 and over0.54%
22 Month Special 
$5,000 and over0.68%
47 Month Special 
$5,000 and over1.30%
Standard Rates 
6-11 Month Term 
$500 - 49,9990.16%
$50,000 - 98,9990.26%
$99,000 and over0.31%
12-23 Month Term 
$500 - 49,9990.24%
$50,000 - 98,9990.34%
$99,000 and over0.39%
24-35 Month Term 
$500 - 49,9990.38%
$50,000 - 98,9990.48%
$99,000 and over0.53%
36-47 Month Term 
$500 - 49,9990.58%
$50,000 - 98,9990.68%
$99,000 and over0.73%
48-59 Month Term 
$500 - 49,9991.00%
$50,000 - 98,9991.10%
$99,000 and over1.15%
60-72 Month Term 
$500 - 49,9991.41%
$50,000 - 98,9991.52%
$99,000 and over1.56%

1. Rewards Checking benefits subject to minimum monthly account use requirements:

  • Have at least 12 purchases using an Eastwood Bank Visa Check Card post and clear per qualification cycle.
  • Have at least one automatic payment or direct deposit post and clear your Rewards Checking account per qualification cycle.
  • Electronic statement delivery to a valid e-mail address.

Benefit eligibility is based on posted transactions through the second to the last business day of each month.

Each qualification cycle you meet the rewards requirement you qualify for up to $25 in ATM fee refunds. Offer applies to ATM use in the US.

2. Rates may change after account opening and fees could reduce earnings.

3. Interest rates and annual percentage yield (APY) are fixed for the term of the account. The APY assumes interest accumulates and remains on deposit until maturity. A penalty may be imposed for early withdrawal and may reduce earnings.