Personal Banking
Interest Rates
Annual Percentage Yield (APY) effective as of July 30, 2010(Interest rates are subject to change daily) | Annual Percentage Yield (APY) |
| Checking and Savings Rates2 | |
| Rewards Checking1 | |
| Rewards rate on balances up to $25,000 | 3.01% |
| Rewards rate on balances over $25,000 | 0.50% |
| Standard rate if monthly use requirements not met | 0.10% |
| Interest Checking and 55 Plus | 0.05% |
| New Horizons Checking | 0.10% |
| Eastwood Bank Savings | 0.15% |
| New Horizons Savings | 0.15% |
| Money Market Account | |
| Under $2,500 | 0.05% |
| $2,500 - $10,000 | 0.15% |
| $10,000 - $25,000 | 0.25% |
| $25,000 - $100,000 | 0.45% |
| Over $100,000 | 0.60% |
| Elite Money Market Account | |
| $25,000 - and over | 1.32% |
| Under $25,000 | 0.05% |
| Special Offer: Guaranteed minimum return through 2009 | |
| CD Rates3 | |
| 24 Month Bump Up Special | |
| $5,000 and over | 1.56%** |
| Bump It: If rates go up, you can change your rate one time, any time you choose. Hurry, limited-time offer! | |
| 11 Month Special | |
| $5,000 - 49,999 | 1.36% |
| $50,000 - and over | 1.36% |
| 33 Month Special | |
| $5,000 - 49,999 | 1.98% |
| $50,000 - and over | 1.98% |
| 6 Month Term | |
| $500 - 49,999 | 0.71% |
| $50,000 - 98,999 | 0.81% |
| $99,000 and over | 0.91% |
| 1 Year Term | |
| $500 - 49,999 | 0.96% |
| $50,000 - 98,999 | 1.06% |
| $99,000 and over | 1.16% |
| 2 Year Term | |
| $500 - 49,999 | 1.26% |
| $50,000 - 98,999 | 1.36% |
| $99,000 and over | 1.47% |
** Annual Percentage Yield effective as of 04/01/10, and is subject to change at any time. Minimum deposit of $5,000 to open and receive stated APY. A one-time bump-up is allowed only during the initial 24 month period. At the end of the term, the CD will automatically renew to our 24 month CD at the current rate at that time. Penalty for early withdrawal.
1. Rewards Checking benefits subject to minimum monthly account use requirements: twelve or more purchases using an Eastwood Bank Visa™ Check Card, at least one direct deposit or automatic withdrawal, and electronic statement delivery to a valid e-mail address. Benefit eligibility is based on posted transactions through the second to the last business day of each month, with interest paid, ATM refunds credited, and statements issued the last business day of each month. ATM refunds of ATM fees for ATMs used within the U.S.
2. Rates may change after account opening and fees could reduce earnings.
3. Interest rates and annual percentage yield (APY) are fixed for the term of the account. The APY assumes interest accumulates and remains on deposit until maturity. A penalty may be imposed for early withdrawal and may reduce earnings.
