Personal Banking

Service Fees

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Account Research$25 per hour, first 20 minutes free
ACH Origination$10 per file plus .10 per item
ACH Set Up for Debit to Another Financial Institution$25 set up fee
ATM Card (subject to qualification)Free
Automatic Transfers to Prevent Overdrafts$5 each
Checkbook Reconciliation$25 per hour
Check PrintingPrices vary
Cashiers Check (customers only)$5 each
Certified Check$15 each
Counter Check$2/set of 4 checks
Coin CountingFree to customers; 2% for non-customers ($10 min.)
Closed Account Fee$20 for checking or savings accounts voluntarily closed within 90 days of opening
Collection Item 
Domestic$25 each
Canadian$30 each
Foreign$40 or actual cost
Check or Deposit Slip$2 each
Statement$5 per statement
Microfilm Research/Copy$5 per item
Dormant Account Fee$10 monthly fee for checking or Thrift Savings accounts having balances less than $300
Fax$4 each
Foreign Currency Order & Exchange: $5 plus currency exchange conversion rates for amounts over $300; add another $10 small order fee for amounts under $300
IRA Outgoing Rollover, Transfer, Termination$50
Medallion Signature Guarantee$10
Online Services 
Internet BankingFree
Online Cash ManagementNo monthly maintenance fee
Online Bill PaymentFree
Bill Pay Check Copy Fee$10 each
Bill Pay Reissue Fee$10 each
Overdraft/Non-Sufficient Funds$30 per item; $150 per day limit
Continuous Overdraft$30 per week
Returned NSF and OD Limit Fee$30
Personal Money Order$3
Ready Reserve Annual Fee$15
Returned Deposit Item$4 each
Returned Statement Fee$10 each
Safe Deposit Box
Yearly RentalVaries by size of box
Late Payment$10 for each 30 days past due
Drill Open Box$200
Lost Key$25 each
Special Statement Handling
Hold Statements$5 each
Duplicate Statements$5 each
Images included with Personal Statements$5 each
Stop Payment$30 each
Tax Levy/Garnishments$75
Visa Check Card (subject to qualification)Free
Visa Check Card Dispute Denials$20
Visa Check Card Receipt Retrievals$5
Wire Transfer of Funds (customers only)
Domestic Outgoing$25
Domestic Incoming$15
Foreign Outgoing (US Dollars)$50
Foreign Outgoing (foreign currency)$40 plus currency exchange fees
Foreign Incoming$20
Foreign Tracer Fee$50