Personal Banking

Service Fees

Account Research$25 per hour
ACH Origination$8 per file plus .07 per item
ACH Set Up for Debit to Another Financial Institution$25 set up fee
ATM Card (subject to qualification)Free
Replacement Card$10 per card
Automatic Transfers to Prevent Overdrafts$5 each
Checkbook Reconciliation$25 per hour
Checks 
Check PrintingPrices vary
Cashiers Check (customers only)$5 each
Certified Check$15 each
Counter Check$2/set of 4 checks
Closed Account Fee$20 for checking or savings accounts voluntarily closed within 90 days of opening
Collection Item 
Domestic$20 each
Canadian$30 each
Foreign$40 or actual cost
Copies 
Check or Deposit Slip$2 each
Statement$5 per statement
Microfilm Research/Copy$5 per item
Dormant Account Fee$10 monthly fee for checking or Thrift Savings accounts having balances less than $300
IRA Outgoing Rollover, Transfer, Termination$50
Online Services 
Internet BankingFree
Online Cash ManagementNo monthly maintenance fee
Online Bill PaymentFree
Check Copy Fee$10 each
Reissue Fee$10 each
Stop Payment$30 each
Overdraft/Non-Sufficient Funds$30 per item; $150 per day limit
Continuous Overdraft$30 per week
Returned NSF and OD Limit Fee$30
Ready Reserve Annual Fee$15
Returned Deposit Item$4 each
Returned Statement Fee$10 each
Special Statement Handling
Hold Statements$5 each
Duplicate Statements$5 each
Images included with Personal Statements$5 each
Stop Payment$30 each
Tax Levy/Garnishments$75
Visa Check Card (subject to qualification)Free
Visa Check Card Replacement$10 per card
Visa Check Card Dispute Denials$20
Visa Check Card Receipt Retrievals$5
Wire Transfer of Funds (customers only)
Domestic Outgoing$20
Foreign Outgoing$40
Domestic Incoming$10
Foreign Incoming$20