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Identity Theft Overview
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Identity Theft is one of the largest growing white-collar crimes in the United States.

Identity thieves steal personal information. They collect Social Security numbers, banking records and telephone numbers. They use this information to request loans or get credit cards in the name of the victim. Identity thieves use several methods to get what they need.

Beware of “Phishing”. “Phishing” is a term coined by computer hackers, who use email to fish the Internet hoping to hook you into giving them your logins, passwords and/or credit card information. In all these scams, the phisher first impersonates a legitimate company such as your own Internet service provider, or your auction site or a financial institution. In the typical scam, you’ll get an email that appears to be from a reputable company. You’ll be asked to go to a special site to update your account information. The Web site, however, is bogus and set up only to steal your information.

Don’t Be a Victim

  • Eastwood Bank and any other bank, the FBI or law enforcement will never contact you by email to update your personal information

  • Be suspicious of any email with urgent requests for personal financial information

  • Don’t respond to any emailed requests for user names, passwords, PIN numbers, credit card numbers, social security numbers, etc.

  • You should only communicate information such as credit card numbers or account information via a secure website or the telephone – and only if YOU initiate the contact

  • Phishing emails are typically not personalized, while valid messages from your bank or e-commerce company generally are personalized

  • Don’t use the links in an email to get to any web page, if you suspect the message might not be authentic. Instead, call the company on the telephone, or log onto the website directly by typing in the Web address in your browser

  • Don’t fill out forms in email messages that ask for personal financial information

  • Regularly log into your online accounts

  • Regularly check your bank, credit and debit card statements to ensure that all transactions are legitimate. If anything is suspicious, contact your bank and all card issuers immediately.

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