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Fair Credit Reporting Act is being updated to the new Fair and Accurate Credit Transactions Act of 2003 (FACTA)
The new Fair and Accurate Credit Transactions Act of 2003 (FACTA) has been approved by both Houses of Congress and was sent to President for his signature. It amends the current Fair Credit Reporting Act (FCRA) to "prevent identity theft, improve resolutions of consumer disputes, improve accuracy of consumer records, make improvements in the use of, and consumer access to credit information, and for other purposes."
Beginning January 01, 2004 the new provisions will make it easier for consumers in all fifty states to deal with their credit files. Among the new FACTA provisions are a free copy, annually upon request, of credit reports from each of the three credit reporting agencies (CRAs), disclosure of credit scores, which are used by lenders when making lending decisions and several identity theft measures including 'Fraud Alerts' in credit files.
Click below to obtain more information and learn how to get a FREE Credit Bureau Report for yourself.
Fair Credit Reporting
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