What is the Publix Check Cashing Policy?

When it comes to having the check cashed, most people don’t want to have to go through the inconvenience of standing in endless lines at their local bank branches to get access to their money. In some cases, they are also not able to wait for their checks to be processed through banks because they may urgently require money to pay bills or buy groceries. This means that many of them take advantage of the convenient Publix check cashing policy.

   

What Types of Checks Can be Cashed?

Customers who want to make use of the Publix check cashing facility will normally only be able to cash personal checks and payroll or employer checks. However, this may vary from store to store, as it has been determined that different locations are willing to process different types of checks. Most customers have reported that they have had a completely hassle-free experience when cashing their checks at Publix locations. Customers who have other types of checks may find that they will have to take them elsewhere to be cashed. Unlike many other stores that cash a wider variety of checks, no other types of checks such as tax rebate checks are allowed to be cashed at these store locations.

What Times Can Publix Check Cashing be Carried Out?

The Publix stores in different locations may have varying operating hours, so it is best to check with a local store about this. This chain of stores also doesn’t have any check cashing fees listed anywhere online, so customers will need to inquire about these before attempting to cash checks there. It’s also important to remember that the Publix check cashing fees may sometimes vary according to the store’s location or the type of check that will need to be cashed.

Cash Checks and Shop In-Store Right Afterwards

One of the main advantages of the Publix check cashing policy is that it enables customers to receive cash in exchange for their check almost immediately. This means that they can go shopping in-store right away or they can go and pay any other bills they may have that require cash payment. However, in order for customers to successfully receive cash from their check, they will need to provide some form of identification. This includes a state-issued photo ID card, driver license or military identification card.

   

A Few Limitations May Apply

When attempting to cash checks at a Publix store, customers may find that they are limited to cashing personal checks of not more than $75 on a single check. However, this policy may also vary from one store to another, so it is essential for customers to inquire beforehand. In cases where a store has a higher amount of cash on hand, they may waive their $75 policy and cash a larger personal check. When it comes to trying to cash payroll checks, a large number of Publix branches were reported to only cash checks with a value of up to $500.

How Much Does Publix Check Cashing Cost?

Before trying to cash checks at Publix, most customers are eager to find out how much the cashing fees are going to cost them. After all, it’s not really worthwhile to cash a check if a large percentage if the value is going to be used on cashing fees. When making use of the Publix check cashing facilities, customers can expect to pay anywhere between $3 and $4 for the service. The only way to find out how much it will cost is to call the store ahead of time. It is also a good idea to call the local store ahead of time to find out whether they will be able to cash a check or not – this will save a lot of time, effort, and inconvenience.

Potential Difficulties With Publix Check Cashing

A number of customers have reported that there are some store locations that don’t honor the information displayed on their signage with regards to the Publix check cashing policies. However, in cases like these, it may be necessary to speak with a member of management. They may be the only people in the store who have the authority to cash checks or even grant permission to have a heck of a higher value cashed. When dealing with the cashiers, it’s important to remember that they are only acting according to pre-determined store policy, so they may not have the authorization to make any changes.

Although the Publix check cashing policies may be different to those offered by other stores, it can still be handy to use this service if no other stores close by are able to assist. Many people simply don’t have the time or resources to travel from store to store to have a check cashed – especially after hours.