Not many people are aware of the fact that they can cash a wide range of checks at their local Walmart branches. However, over the years, this has become far more convenient than trying to stand in long lines at the local bank to obtain your cash. After discovering that they can cash a wide range of checks at Walmart, many people want to find out what they can expect with regards to Walmart check cashing fees.
Extremely Reasonable Check Cashing Fees
Unlike many other places that may charge a check cashing fee that is a percentage of the value of a check, Walmart check cashing fees are constant. For checks that are up to and including $1,000 in value, a small fee of just $3 will apply to cash them, whereas checks that are valued from $1,001 to $5,000 (or $7,500 during certain times of the year) will cost as little as $6 to cash out. This means that you will not have to spend any more than you absolutely have to on check cashing and processing fees – leaving you with as much of your hard-earned cash as possible for essential expenses.
A Few Terms and Conditions May Sometimes Apply
After finding out how reasonable the Walmart check cashing fees really are, many people want to know whether there is anything specific that they will have to do in order to have the cashout process go as quickly and smoothly as possible. In most cases, all they will need to do is pop into their local Walmart store with one form of identification and the check that they would like to cash out. If they have not used a particular Walmart branch for cashing checks before, it may be a good idea to call ahead and find out what the store’s policy is – terms and conditions are sometimes known to vary in different states.
If there are any aspects pertaining to Walmart check cashing fees that you may not be familiar with or that seem unclear, most branches will be more than willing to assist you. After having your check cashed at Walmart, you will be able to use your cash in any way you wish – unless you opt to have it loaded on to a Walmart card. There may be specific terms and conditions associated with doing this as well.